Zoe, a Las Vegas blackjack dealer, becomes an insurance investigator so she can raise her nieces and nephew after their mother--her sister--dies in a car accident.
Cast:Joely Fisher , Chris Potter , Vikki Krinsky , Jamie Johnston , Aislinn Paul , Loretta Devine , Bronson Picket , Rae Dawn Chong , Corey Sevier , Joe Pingue , Yani Gellman , Jayne Eastwood , Ellora Patnaik , Tracy Dawson , Tom Melissis , Don Franklin , Juan Chioran , Michael Sercerchi
Zoe Busiek is a free spirited woman originally from Chicago who lives in Las Vegas. When she learns her sister died in an accident, she goes back to take care of her children. She then learns that the insurance company decides not to pay because eye witness account claims her sister was at fault. But Zoe doesn't believe she was so she sets out to prove it.
A woman's house is set on fire for trying to help out the community, so Zoe and Dan go and interview a 12 year old boy named Jimmy who knew the woman that was killed. Sophia has trouble with her boyfriend. Hannah tries to protest for a crossing guard at her school that lives in her car.
Zoe finds out her partner, Dan, used to be engaged and used to be a thief. Meanwhile Dan's ex-fiancé; comes to town. Marcos asks Zoe out on a date, but she turns him down the first time. Sophia and her boyfriend try to find a house, but have difference tastes in a place to live. Dan discovers he has feelings for Zoe and goes to tell her, but when he does he sees Zoe and Marcos kissing on the porch.
A drunken young woman falls into a coma after being mauled in a lion enclosure. The zoo sues the girl for trespass. Zoe's and Sophie's investigation takes them to a university sorority where the girl was a pledge.
A country club wedding that was ruined by errant lawn sprinklers.
A man falls overboard from a yacht. His beneficiaries collect the insurance. Zoe investigates when the drowned man dies a second time, 2 years later. Dan tries to prove the innocence of the man's partner who is in prison for embezzlement.
The database of an upscale matchmaking service is destroyed.
Sophia stays behind to investigate a jewel theft, while Zoe and Dan are sent out of the city to investigate the health of a bull.
When a fog machine explodes and kills a stripper, Dan and Zoe go undercover in that strip-joint to gather clues and find out who was responsible. Dan gets fired quickly, but Zoe soldiers on.
Zoe and Dan investigate a case of vandalism; Zoe deals with her niece's and nephew's Halloween antics.
Zoe and Dan investigate the death of a celebrity who may have changed her will to indicate she wanted to be cryogenically frozen.
Zoe and Dan investigate the circumstances of a large auto insurance claim.
Zoe goes undercover as a reality-TV contestant in order to investigate a murder.
After a woman is fatally bitten by a poisonous Australian snake on a cruise, the insurance investigation team's suspects include her ex, the biologist who presents the TV show "Nigel au Naturel", and a rivaling cruise company which earlier just managed to keep a lizard incident from public knowledge. So Daniel goes on their next singles cruise, where Nigel Hampton also has booked carrying a ferret and a pet snake, as passenger and Zoe fills in for the sick singer. Meanwhile the kids shoot a jealous murder play at home.
When Victoria Motetti gets killed in her nice neighborhood, the police suspects the Robin Hoods burglary gang, but their usual pickings were not robbed, just art. When Dan and Zoe investigate, it turns out that Victoria's lover, handy man Trey, a surfer who travels around the Pacific and has access to several robbed houses, paid all his hefty debts shortly after the burglary, and a robbed bracelet fall out of his car; but the plot thickens... Meanwhile Zoe tries to separate Taylor from Ryder at least some time by 'creating' a filing job for her at the office.
In this winter wonder episode, Dan enjoys investigating the Karmakazi-snowboard scene, where sabotage of fuel tanks upset everything, at the side of model Candace 'Candy' LaRue; the hotel owner, who might have planned this to get modern fire equipment, and his ex accuse each-other; barman Sam hates the very sport. Meanwhile Zoe -who turns out Candy's former best friend- takes her nieces -whose minds and phones remain home-focused- on a 'working parent guilt' ski trip to the same Dells. Candy gets Zoe's blessing to go for Dan, while Zoe's lover Marcos turns up after his volleyball tournament was canceled. They suspects Josh Dickens who has his own physiotherapist and would have lost the sponsorship without the delay but has an alibi. Julian finds out that Ryder has returned to Columbus without even telling Taylor.
While Dan has his hands full with the rather horny and indiscreet attentions of Zoe's youth friend Candy LaRue, Zoe is delighted to get as client Queenie, the star presenter of children's TV puppet show Queen Bea, who is being blackmailed with nude photos of her penniless ex Earl, who Dan thinks set her up himself, but the blackmailer only demands a donation to a train museum. Meanwhile Zoe's niece Taylor is not over Rider who left her without a word, but plans to run off to Columbus, Ohio hoping to marry him; against his better judgment Julian helps her, but Zoe gets it out of him.